Capital-Ingenuity.com
Terms of Use

Acceptance of Agreement

These Terms of Use (TOU) govern your use of the free content provided as a service by Capital Ingenuity Corporation, its employees and/or contractors on capital-ingenuity.com. By accessing and using any of the pages contained on capital-ingenuity.com, you are expressing that you understand and agree to all terms contained in this online Terms of Use (TOU) at your time of use. If you do not understand and/or agree to all terms outlined in this TOU, you agree to not use this site. Capital Ingenuity Corporation reserves the right to change these TOU from time to time at its sole discretion.

Capital Ingenuity's Proprietary Rights

All content located on capital-ingenuity.com and all other websites owned by Capital Ingenuity Corporation is solely the property of Capital Ingenuity Corporation and/or its licensors. You may access and use the content, and download and/or print out one copy of any and all non-restricted content pages on this site, solely for your personal, noncommercial use. You understand and agree that you acquire no ownership rights by using capital-ingenuity.com.

User Conduct

You may not upload, transmit, republish, post, reproduce, or copy content available on capital-ingenuity.com to message boards, blogs, chat rooms, e-mails, newsgroups, or in any other manner without the prior written consent of Capital Ingenuity Corporation.

Additionally, you agree to not:

• "Mirror" or "frame" any content available on capital-ingenuity.com;
• Use the content available on capital-ingenuity.com for any unlawful purpose;
• Restrict or inhibit any other visitor from using the capital-ingenuity.com including, without limitation, by means of "hacking" of defacing any portion of this website.

You also agree that you will:

• Comply with all applicable laws, rules and regulations in connection with your use of capital-ingenuity.com and content made available herein;
• Waive any and all rights against Capital Ingenuity Corporation and hold Capital Ingenuity Corporation harmless in connection with any claims relating to any action taken by Capital Ingenuity Corporation as part of its investigation of a suspected violation or result of its conclusion that a violation of this TOU has occurred, without limitation.

Contests and Sweepstakes

Any sweepstakes, contests, and games that are accessible through capital-ingenuity.com are governed by specific rules. By entering such sweepstakes or contests or participating in such games, you will become subject to such rules.

Links to Third Party Websites

Content available on capital-ingenuity.com may contain links to other third-party Internet websites or resources. Capital Ingenuity Corporation neither controls nor endorses such third-party websites, nor has Capital Ingenuity Corporation reviewed or approved any content that appears on such other websites. You acknowledge, understand, and agree that Capital Ingenuity Corporation shall not be held responsible for the legality, accuracy, or inappropriate nature of any content, advertising, products, services, or information located on or through any other websites, nor for any loss or damages caused or alleged to have been caused by the use or reliance on any such content.

Disclaimer of Warranties

All content present on capital-ingenuity.com is provided “as is” without representations or warranties of any kind, either express or implied. To the fullest extent permissible pursuant under applicable law, Capital Ingenuity Corporation, its officers, directors, employees, affiliates, suppliers, advertisers, independent contractors, and agents disclaim all warranties, express, implied, or statutory, including, but not limited to, implied warranties of title, non-infringement, merchantability, and fitness for a particular purpose or use, and all warranties relating to the adequacy, accuracy, completeness, or timeliness on any information available on capital-ingenuity.com.

Capital Ingenuity Corporation and its affiliates, suppliers, agents and sponsors do not warrant that your use of capital-ingenuity.com will be uninterrupted, error-free, or secure, that defects will be corrected, or that the third-party servers on which capital-ingenuity.com are hosted are free of viruses and other harmful components. You acknowledge, understand, and agree that you are responsible for obtaining and maintain all telephone, computer hardware and other equipment and/or services needed to access capital-ingenuity.com. You assume total responsibility and risk for your use of capital-ingenuity.com and for your reliance on any information present on capital-ingenuity.com.

Your correspondence or business dealings with, or participation in promotions of, advertisers found on or through capital-ingenuity.com, including payment and delivery of related good or services, and any other terms, conditions warranties or representations associated with such dealings, are solely between you and such advertiser. You acknowledge, understand, and agree that Capital Ingenuity Corporation shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such deals or as the result of the presence of such advertisers on capital-ingenuity.com.

A possibility exists that unauthorized alterations could be made to the content on capital-ingenuity.com by third parties. Although Capital Ingenuity Corporation attempts to ensure the integrity of its websites, Capital Ingenuity Corporation makes no guarantees as to the completeness or correctness of any content available on capital-ingenuity.com.

You acknowledge, understand, and agree that under no circumstances shall Capital Ingenuity Corporation be held liable for any delay or failure in performance resulting directly or indirectly from acts of nature, forces, as causes beyond its control, including, without limitation, Internet failures, computer equipment failures, telecommunication equipment failures, other equipment failures, electrical power failures, strikes, labor disputes, riots, insurrections, civil disturbances, shortages of labor or materials, fires, floods, storms, explosions, acts of God, war, governmental actions, orders of domestic or foreign courts or tribunals, or non-performance of third parties.

Limitation of Liability

YOU ACKNOWLEDGE, UNDERSTAND, AND AGREE THAT NEITHER CAPITAL INGENUITY CORPORATION NOR ITS AFFILIATES, SUPPLIERS, SUBSIDIARIES, ADVERTISERS, AGENTS OR SPONSORS ARE RESPONSIBLE OR LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNATIVE, RELIANCE OR OTHER DAMAGES UNDER ANY CONTRACT, NEGLIGENCE, STRICT LIABILITY OR OTHER LEGAL THEORY ARISING OUT OF OR RELATING IN ANY WAY TO ANY CONTENT PRESENT ON CAPITAL-INGENUITY.COM, WHETHER SUCH DAMAGE IS FORESEEABLE OR NOT AND WHETHER OR NOT YOU HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH LOSS OR DAMAGE AND NOTWITHSTANDING THE FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY. FOR AVOIDANCE OF DOUBT, DAMAGES ARISING UNDER THE SECTION ENTITLED “INDEMNIFICATION” (INCLUDING WITHOUT LIMITATION DAMAGES TO WHICH A PARTY IS ENTITLED TO INDEMNIFICATION UNDER SUCH SECTION THAT SUCH PARTY SUFFERS IN CONNECTION WITH THIRD PARTY CLAIMS FOR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES) ARE DEEMED TO BE DIRECT DAMAGES OF THE INDEMNIFIED PARTY. YOUR SOLE REMEDY FOR DISSATISFACTION WITH CAPITAL-INGENUITY.COM IS TO STOP USING IT.

Indemnification

You agree to indemnify, defend and hold harmless Capital Ingenuity Corporation, our current and former affiliates, our current and former officers, directors, employees, agents, contractors, agents and representatives and their successors and assignees from and against any and all liabilities, claims, damages, losses, costs (including reasonable attorneys’ fees), or other expenses associated with or incurred as a result of or from (a) your violation of the TOU; (b) your use of capital-ingenuity.com; (c) your violation of the rights of any third party; (d) the actual or alleged infringement of any third party proprietary or intellectual property right arising out of the duplication, sale, distribution, or use of the services, or (e) any liability arising from your use of capital-ingenuity.com.

Termination

Capital Ingenuity Corporation reserves the right to restrict, suspend or terminate your use of capital-ingenuity.com at any time for any reason in its sole discretion, with or without cause, without prior notice to you and without liability or further obligation of any kind whatsoever to you or any other party.

Miscellaneous

The content present on capital-ingenuity.com is directed solely to individuals residing in the United States. Capital Ingenuity Corporation makes no representation that content provided is appropriate or available for use in other locations. Those who choose to access and use capital-ingenuity.com from other locations do so at their own initiative and at their own risk, and are responsible for compliance with local laws, if and to the extent applicable. Capital Ingenuity Corporation reserves the right to limit the availability of capital-ingenuity.com to any person, geographic area, or jurisdiction that it so desires, at any time and in its sole discretion, and to limit the quantities of any such content that capital-ingenuity.com provides.

The TOU and the relationship between you and Capital Ingenuity Corporation are governed by and construed in accordance with the laws of the State of Nevada, excluding (a) the application of principles of conflict of laws that otherwise might call for the application of the substantive law of another jurisdiction and (b) the United Nations Convention on Contracts for the International Sale of Goods and the Uniform Computer Information Transactions Act. You and Capital Ingenuity Corporation agree to submit to the personal and exclusive jurisdiction of the federal and state courts located within Clark County, Nevada., waive any jurisdictional venue, or inconvenient forum objections to such courts as such courts shall have the sole and exclusive jurisdiction over any action, suit or other proceeding arising out of or relating to these TOU. If any provision of the TOU is found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from the TOU and shall not affect the validity and enforceability of the remaining provisions. No waiver by either party of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default. Any heading, caption or subtitle contained in the TOU is inserted only as a matter of convenience and in no way defines or explains any section or provision hereof. We reserve the right to require you to sign a non-electronic version of the TOU.

Important Disclaimer Regarding the Information We Provide

Capital Ingenuity Corporation is a publisher and provider of education. You acknowledge, understand and agree that no content provided on capital-ingenuity.com constitutes a recommendation that any particular investment, security, portfolio of securities, transaction, or investment strategy is suitable for any specific person. The purpose of the free content present on capital-ingenuity.com is to provide general financial education and insight, similar to education that may be taught at a university, and to provide readers with possible new ways of thinking. Additionally, you acknowledge, understand and agree that Capital Ingenuity Corporation does not function as a direct or indirect investment advisor as defined by applicable federal and state laws. While Capital Ingenuity Corporation may respond to individual questions on capital-ingenuity.com, you understand and agree that no response shall be construed as a direct or indirect recommendation or as direct or indirect advice. Employees and contractors of Capital Ingenuity Corporation may state their own personal opinions on capital-ingenuity.com. All opinions are the opinions of the individual employee or contractor and are not the opinions of Capital Ingenuity Corporation and may have been previously disseminated on the Internet, radio, television or another medium. Additionally, you acknowledge, understand and agree that no opinions on capital-ingenuity.com shall be considered direct or indirect recommendations or direct or indirect advice. Capital Ingenuity Corporation does not warrant the completeness or accuracy of opinions on capital-ingenuity.com and should not be relied upon. You agree not to solely rely on the educational materials found on capital-ingenuity.com. Opinions expressed by the employees and contractors of Capital Ingenuity Corporation are subject to change without notice.

Past performance is not indicative of future results. Neither Capital Ingenuity Corporation, nor any of its employees or contractors guarantees any specific outcome or profit. You should be aware of the real risk of loss in any investment or financial strategy. Investments referenced on capital-ingenuity.com may fluctuate in price and/or value. Investors may get back less than invested. Investments or strategies discussed on capital-ingenuity.com may not be suitable for you. The content on capital-ingenuity.com, including responses to specific questions, does not take into account your particular investment objectives, financial situation or needs and is not intended as recommendations appropriate for you. You must make an independent decision regarding investments or strategies discussed on capital-ingenuity.com. Before acting on information present on capital-ingenuity.com, you should first consider whether it is suitable for you given your own particular circumstances and strongly consider seeking advice from your own investment or financial advisor.

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